ETH yield on Base
Layer 2All Base strategies
Best ETH Yield
Live ETH and WETH lending rates for October 2026 · read from the vault contracts
The best ETH yield is 6.61% APY, paid in ETH by WETH Looping on Base, the highest 24-hour rate among the 28 ETH strategies tracked here as of October 24, 2026. It is a leveraged loop holding $27K; among strategies holding at least $50K, the best was 3.62% on WETH Autopilot on Base.
- Top rate overall
- 6.61%
- WETH Looping · leveraged loop
- Best above $50K
- 3.62%
- WETH Autopilot · Base
- Tracked in ETH strategies
- $9.5M
- 28 strategies on 3 networks
- Staking reference
- 2.25%
- Lido stETH, after its fee
Live rankingOctober 24, 2026
Top 10 ETH yields by 24-hour APY
The ten highest-paying ETH strategies in this index ran from 1.48% to 6.61%, across Base, Arbitrum and Ethereum.
#VaultProtocol30d APY trendTVL30d avgLink
Rates are read from the vault contracts on Arbitrum, Base and Ethereum, net of fees, and refreshed several times a day, as the methodology sets out. Sorted on the 24-hour rate with no floor applied, so a row near the top can sit on a few hundred dollars of ETH. The headline figure uses a $50K floor for that reason, and 5 of the 28 strategies cleared it.
The rest of the page breaks the ranking down: ETH yield by network, what can be measured about safety, how lending compares with staking and what 1 ETH earns in a year. The same rates for stablecoins are on the USDC yield ranking.
By networkOctober 24, 2026
ETH yield on Base vs Arbitrum vs Ethereum
The best ETH yield on Base was 3.62% APY on WETH Autopilot as of October 24, 2026, followed by Base ETH Lending Optimizer at 3.14%, among Base strategies holding at least $50K.
Gas decides more than the rate on a small position. Base and Arbitrum are layer 2 networks that settle a transaction for cents, while Ethereum mainnet can cost several dollars when it is busy. On a position of a few ETH, that difference decides whether entering and leaving is worth it at all.
ETH yield on Arbitrum
Layer 2No ETH strategy on Arbitrum held $50K or more as of October 24, 2026; the highest rate there was 2.42% on ETH Dolomite, which held $142.
All Arbitrum strategies
ETH yield on Ethereum
MainnetAll Ethereum strategies
Of the 28 ETH strategies tracked, 23 run on a layer 2. Each card links to its network page, which cuts the full ranking down to that chain.
Strategy typesOctober 24, 2026
What you can do with ETH or WETH to earn yield
ETH in this index earns yield in four ways, by lending it into a pooled market, handing it to a curated vault, letting an allocator move it, or looping it with leverage, and as of October 24, 2026 the index held 3 allocators, 12 curated lending vaults, 12 money markets and 1 leveraged loop.
WETH and ETH are the same asset in every row. Wrapped ETH is ETH locked one-to-one in a contract that issues an ERC-20 token, because lending contracts can hold ERC-20 tokens and cannot hold native ETH.
Allocators
A contract moves the ETH between lending venues as their rates change, so the position follows the best available rate without anyone rebalancing it by hand.
- Strategies
- 3
- Median APY
- 3.14%
- Tracked value
- $8.1M
Best funded: WETH Autopilot on Base at 3.62%.
Curated lending vaults
A curator such as Gauntlet, Steakhouse or Clearstar spreads the ETH across several isolated lending markets on Morpho or Euler and sets the risk limits for each one.
- Strategies
- 12
- Median APY
- 1.44%
- Tracked value
- $1.4M
Best funded: ETH Clearstar Reactor V2 on Base at 2.74%.
Money markets
The ETH is lent straight into one pooled market such as Aave, Compound or Fluid, where borrowers pay a rate set by how much of the pool is in use.
- Strategies
- 12
- Median APY
- 1.00%
- Tracked value
- $29K
No money market held $50K or more.
Leveraged looping
The strategy supplies ETH, borrows ETH against it and supplies the borrowed ETH again, multiplying the gap between the supply and borrow rates.
- Strategies
- 1
- Median APY
- 6.61%
- Tracked value
- $27K
No leveraged loop held $50K or more.
WETH unwraps back to ETH at any time, and on Base every strategy takes it, so wrapping is the first step and a single transaction.
A money market has the fewest layers, and every step up adds one. A money market such as Aave is one protocol and one rate curve. A curated vault on Morpho adds the curator’s choice of markets. An allocator adds a contract that moves the position between venues.
Leveraged looping · Aave V3 E-mode
How a 12.6× loop earns 5.43%
cbETH / ETH loop · vault snapshot
Looping adds leverage, the only one of the four with a liquidation path. Building the loop costs fees, so it charges an entry cost the app shows before a position opens.
Safety evidenceOctober 24, 2026
Which ETH yield options are the safest?
This page does not score or rank ETH strategies for safety, and no strategy is free of risk: every one carries smart-contract, oracle and liquidity risk, and the risk framework covers the rest. What can be measured is size, track record, rate steadiness and strategy type, and as of October 24, 2026 the safety table lists all four for the 5 ETH strategies holding at least $50K.
| Strategy | Type | Tracked value | Vault history | 30-day swing | 24h APY |
|---|---|---|---|---|---|
| WETH AutopilotBase | Allocator | $4.6M | 1 year and 7 months | ±0.56 pts | 3.62% |
| Base ETH Lending OptimizerBase | Allocator | $3.5M | 5 months | ±0.82 pts | 3.14% |
| ETH Clearstar FusionBase | Curated lending vault | $919K | 58 days | ±0.46 pts | 2.24% |
| ETH Clearstar Reactor V2Base | Curated lending vault | $234K | 1 year and 1 month | ±0.66 pts | 2.74% |
| ETH KPK Yield V2Ethereum | Curated lending vault | $221K | 6 years | ±2.03 pts | 2.37% |
The largest funded ETH strategy was WETH Autopilot on Base, holding $4.6M and tracked for 1 year and 7 months. A strategy that size has had its rate tested by real withdrawals, and it is also a larger target for attackers.
- Vault history
- Counts the time since the vault contract’s first reading. Harvest vaults are upgradeable, so an older vault can run a newer strategy: ETH KPK Yield V2 is Harvest’s original ETH vault from October 2020, which now lends through KPK’s Morpho vault.
- 30-day swing
- Measures the standard deviation of the daily rate. Under one point means the rate held steady all month; several points means the headline figure is a spike.
- Type
- Shows how many contracts sit between the ETH and the borrower. A plain money market has the fewest, though every money market in this index held under the liquidity floor, so the fewest layers here also come with the least size, and the risk framework page covers every exposure.
None of these columns is a safety score. They are the parts of risk that can be counted, and the contracts behind every vault are listed with their audits on the security and audits page.
CalculatorOctober 24, 2026
How much can 1 ETH earn in a year?
Pick an amount of ETH and any of the 28 tracked ETH strategies, and the calculator works out a year of earnings in ETH from the rate on record.
Enter an amount, pick a strategy, then calculate.
Results appear here once you calculate.
Educational only. The figures extrapolate one day’s rate across a full year and assume it holds, which no onchain rate does. Rates move with borrower demand, with reward programs that start and stop, and with how much liquidity sits in a strategy at the time. A large enough amount can move the rate it earns. Nothing here is advice, an offer, or a forecast.
At the top funded rate of 3.62% as of October 24, 2026, 1 ETH would earn about 0.0362 ETH over a year. The table runs the same sum for 10 and 32 ETH, beside the median rate.
| Amount | At 3.62% (WETH Autopilot) | At the 1.33% median |
|---|---|---|
| 1 ETH | 0.0362 ETH | 0.0133 ETH |
| 10 ETH | 0.3620 ETH | 0.1330 ETH |
| 32 ETH | 1.1584 ETH | 0.4256 ETH |
Both columns assume the rate holds for a full year, which no onchain rate does, and the yield is paid in ETH, so its dollar value moves with the ETH price.
Getting startedOctober 24, 2026
How to start earning yield on ETH
Starting takes a handful of transactions, and on Base, where 17 of the 28 ETH strategies run, each one costs a few cents.
- Choosing a network comes first. Base holds most of the funded ETH strategies; Ethereum mainnet costs more per transaction.
- Wrapping ETH into WETH takes one transaction, and it unwraps back to ETH at any time.
- Picking a strategy sets the rate and the risk. The safety table shows each funded strategy’s size, history and 30-day swing.
- Entering the position is one transaction in the Harvest app, which issues vault shares that grow as the strategy compounds.
- Withdrawing is open at any time the market underneath has unborrowed ETH to pay out, with no lockup or exit queue.
What it costs. Harvest keeps a share of the yield each strategy harvests, 10% on Base and Arbitrum and 15% on Ethereum mainnet, split between a profit share and a platform fee set in each strategy contract.
Every rate on this page is after that fee, so the APY shown is what the position earns. There is no fee to enter or leave a vault.
Gas is paid on each transaction, and the looping strategy charges an entry cost the app shows before a position opens. How gas is priced is set out by the Ethereum Foundation.
MechanismOctober 24, 2026
ETH yield vs staking (Lido stETH)
ETH staking pays validators newly issued ETH for securing Ethereum, while the ETH yield ranked on this page is interest paid by borrowers of ETH, which is a different source with a different set of risks.
A staked position earns from the protocol itself: new ETH issued to validators plus the fees and tips they collect.
- Lido stETH
- 2.25%
- Staking, after Lido's fee
- Best above $50K
- 3.62%
- WETH Autopilot
APY as of October 24, 2026. Staking is an average of daily reports, lending a 24-hour rate.
Getting out goes through Ethereum’s validator exit queue, which can take days when many validators leave at once. Liquid staking tokens such as stETH skip the wait by letting the position trade, at whatever price the market offers that day.
A lending position earns from borrowers. People borrow ETH to sell it short, to pay for a leveraged staking position, or to fund a trade.
Borrowers pay more when ETH is in demand and less when it is not. Nothing here is staked, so nothing waits in the exit queue.
A withdrawal waits only if the market underneath has lent out all of its ETH, which happens rarely and briefly, and the rate climbs until supply returns.
The staking reference. Lido's stETH paid 2.22% APR (about 2.25% APY with daily compounding), the average of its last 7 daily oracle reports to October 23, 2026, read from the stETH contract on Ethereum and net of Lido's fee. On the October 24, 2026 readings, 4 of the 5 ETH strategies holding at least $50K paid more than that. stETH is a liquid staking token and is not ranked on this page; the figure is here only to answer the comparison. Source: Lido stETH TokenRebased events.
The two sources move independently, so a lending rate can sit above or below the staking rate on any given day. When the lending rate is higher, it is usually because leveraged traders are paying up for ETH, and that demand can disappear quickly.
StabilityOctober 24, 2026
How steady ETH rates have been
Across the 28 ETH strategies with a month of readings behind them, 24 had a 30-day swing (the standard deviation of the daily rate) under one point in the 30 days to October 24, 2026.
- Steadiest
- ±0.46 pts
- ETH Clearstar Fusion on Base, mean 2.28%
- Least steady
- ±2.03 pts
- ETH KPK Yield V2 on Ethereum, mean 3.08%
Standard deviation of the daily rate over the 30 days to October 24, 2026.
Among strategies holding at least $50K, the steadiest over the trailing 30 days was ETH Clearstar Fusion on Base, with a standard deviation of 0.46 points around a mean of 2.28%. The least steady was ETH KPK Yield V2 on Ethereum, with a standard deviation of 2.03 points around a mean of 3.08%.
ETH lending rates swing harder than stablecoin rates because ETH borrowing demand is tied to market direction. When traders want to short ETH or lever up staked ETH, they borrow at once, and the rate jumps.
A steady rate is the more useful property for a position meant to sit, and the 30-day column in the table shows it at a glance.
By venueOctober 24, 2026
ETH yield by protocol: Morpho vs Fluid vs Euler vs Autopilot
Among the vaults in this ETH index, grouped by the protocol they lend into, the Morpho vaults paid a median of 1.46% across 9, the Fluid vaults paid a median of 0.85% across 3 and the Euler vaults paid a median of 0.70% across 3.
| Median APY | Protocol | 24h range |
|---|---|---|
| 1.46%median | Morpho9 vaults · $456K tracked · Base, Ethereum | 1.02% to 2.74% |
| 0.85%median | Fluid3 vaults · $86 tracked · Ethereum, Arbitrum, Base | 0.65% to 1.33% |
| 0.70%median | Euler3 vaults · $919K tracked · Base | 0.65% to 2.24% |
| 2.31%median | Autopilot2 vaults · $4.6M tracked · Base, Arbitrum | 1.00% to 3.62% |
| 1.24%median | Compound V32 vaults · $24K tracked · Base, Arbitrum | 1.15% to 1.33% |
| 1.05%median | Aave2 vaults · $5 tracked · Base, Arbitrum | 0.84% to 1.27% |
| 0.34%median | ExtraFi2 vaults · $2K tracked · Base | 0.28% to 0.40% |
| 3.14%24h APY | IPOR1 vault · $3.5M tracked · Base | single vault |
| 2.85%24h APY | Arcadia1 vault · $2K tracked · Base | single vault |
| 2.42%24h APY | Dolomite1 vault · $142 tracked · Arbitrum | single vault |
| 0.27%24h APY | Venus1 vault · $2 tracked · Arbitrum | single vault |
The leveraged Aave loop, WETH Looping on Base, held $27K and paid 6.61%. It is counted apart from plain Aave lending, since the rate comes from borrowing against the position.
Pooled markets such as Aave and Compound set one rate for every lender from one utilisation curve, so their ETH rates sit close together and move slowly. Isolated markets on Morpho and Euler price each collateral separately, which spreads rates wider and keeps a bad collateral asset contained to the market that accepted it.
Risk
Risks on every ETH yield strategy
Every ETH rate on this page pays for a specific set of exposures, and six of them apply across the index: contract, layered contract, staked-ETH collateral, leverage, oracle and liquidity risk.
- Smart-contract risk sits on the vault and on the protocol under it, for as long as a position stays open. Euler, a venue in this index, lost $197 million in March 2023 through a function added while fixing an earlier bug.
- Layered contract risk grows with each wrapper. A curated vault or an allocator passes ETH through more contracts than a plain money market, and one rate pays for all of them at once.
- Staked-ETH collateral risk applies to ETH lending in particular. Much of the ETH borrowed on these markets is borrowed against staked or restaked ETH, and if that collateral trades below ETH faster than liquidations can keep up, lenders take the loss. The KelpDAO exploit of April 18, 2026 minted rsETH with nothing behind it, which was then posted as collateral on Aave to borrow real assets, leaving bad debt estimated in April 2026 at roughly $200M to $246M.
- Leverage risk applies to looping alone. A loop earns the gap between the supply and borrow rates several times over, and when the borrow rate rises above the supply rate the same multiplier works against the position until it is unwound.
- Oracle risk sits on the price feeds that decide when a borrower gets liquidated. A feed that lags or is manipulated lets a loan go under water before the liquidation that should have protected the lender fires.
- Liquidity risk usually shows up first. A market keeps only its unborrowed ETH available to withdraw, so when borrowing spikes toward the limit the exit narrows for every supplier at once, until borrowers repay or the rising rate pulls new supply in.
Bridge, operator and governance risk, along with the tiers and exclusions, are on the risk framework page. The vault page for any row names the contracts a position touches.
Questions
Every ETH yield question on this page
Full indexOctober 24, 2026
Full ETH index: all 28 strategies
All 28 ETH strategies tracked here are listed below, sorted by 24-hour APY. The network and protocol filters narrow rows already on the page.
#VaultProtocol30d APY trendTVL30d avg
1WETH LoopingBase · Aave6.61%Aave$27K6.74%2WETH AutopilotBase · Autopilot3.62%Autopilot$4.6M3.00%3Base ETH Lending OptimizerBase · IPOR3.14%IPOR$3.5M1.54%4Arcadia ETH LendBase · Arcadia2.85%Arcadia$2K3.99%5ETH Clearstar Reactor V2Base · Morpho2.74%Morpho$234K3.45%6ETH DolomiteArbitrum · Dolomite2.42%Dolomite$1422.23%7ETH KPK Yield V2Ethereum · Morpho2.37%Morpho$221K3.08%8ETH Clearstar FusionBase · Euler2.24%Euler$919K2.28%9ETH KPK Prime V2Ethereum · Morpho1.61%Morpho$241.76%10ETH Yearn OG V2Base · Morpho1.48%Morpho$2718.38%11ETH Gauntlet Balanced V2Base · Morpho1.46%Morpho$551.83%12ETH Gauntlet Prime V2Ethereum · Morpho1.41%Morpho$31.69%13ETH Steakhouse Prime V2Ethereum · Morpho1.34%Morpho$241.55%14ETH FluidEthereum · Fluid1.33%Fluid$21.65%15ETH Compound V3Base · Compound V31.33%Compound V3$1K1.49%16ETH Steakhouse Prime V2Base · Morpho1.30%Morpho$252.79%17ETH AaveBase · Aave1.27%Aave$30.36%18ETH Compound V3Arbitrum · Compound V31.15%Compound V3$23K1.21%19ETH Moonwell Flagship V2Base · Morpho1.02%Morpho$2K3.85%20WETH AutopilotArbitrum · Autopilot1.00%Autopilot$23K0.61%21ETH FluidArbitrum · Fluid0.85%Fluid$91.04%22ETH AaveArbitrum · Aave0.84%Aave$31.05%23ETH Alterscope LRTBase · Euler0.70%Euler$40.67%24ETH Frontier YOBase · Euler0.65%Euler$40.59%25ETH FluidBase · Fluid0.65%Fluid$750.77%26ETH Lend Pool #2Base · ExtraFi0.40%ExtraFi$50.28%27ExtraFi ETH LendBase · ExtraFi0.28%ExtraFi$2K0.69%28ETH CoreArbitrum · Venus0.27%Venus$20.12%
WETH LoopingBase · Aave6.61%Aave$27K6.74%2WETH AutopilotBase · Autopilot3.62%Autopilot$4.6M3.00%3Base ETH Lending OptimizerBase · IPOR3.14%IPOR$3.5M1.54%4Arcadia ETH LendBase · Arcadia2.85%Arcadia$2K3.99%5ETH Clearstar Reactor V2Base · Morpho2.74%Morpho$234K3.45%6ETH DolomiteArbitrum · Dolomite2.42%Dolomite$1422.23%7ETH KPK Yield V2Ethereum · Morpho2.37%Morpho$221K3.08%8ETH Clearstar FusionBase · Euler2.24%Euler$919K2.28%9ETH KPK Prime V2Ethereum · Morpho1.61%Morpho$241.76%10ETH Yearn OG V2Base · Morpho1.48%Morpho$2718.38%11ETH Gauntlet Balanced V2Base · Morpho1.46%Morpho$551.83%12ETH Gauntlet Prime V2Ethereum · Morpho1.41%Morpho$31.69%13ETH Steakhouse Prime V2Ethereum · Morpho1.34%Morpho$241.55%14ETH FluidEthereum · Fluid1.33%Fluid$21.65%15ETH Compound V3Base · Compound V31.33%Compound V3$1K1.49%16ETH Steakhouse Prime V2Base · Morpho1.30%Morpho$252.79%17ETH AaveBase · Aave1.27%Aave$30.36%18ETH Compound V3Arbitrum · Compound V31.15%Compound V3$23K1.21%19ETH Moonwell Flagship V2Base · Morpho1.02%Morpho$2K3.85%20WETH AutopilotArbitrum · Autopilot1.00%Autopilot$23K0.61%21ETH FluidArbitrum · Fluid0.85%Fluid$91.04%22ETH AaveArbitrum · Aave0.84%Aave$31.05%23ETH Alterscope LRTBase · Euler0.70%Euler$40.67%24ETH Frontier YOBase · Euler0.65%Euler$40.59%25ETH FluidBase · Fluid0.65%Fluid$750.77%26ETH Lend Pool #2Base · ExtraFi0.40%ExtraFi$50.28%27ExtraFi ETH LendBase · ExtraFi0.28%ExtraFi$2K0.69%28ETH CoreArbitrum · Venus0.27%Venus$20.12%Scope
Which strategies this ranking includes
The ranking covers the ETH yield strategies Harvest has vetted and integrated, which is a subset of the places ETH can earn yield.
Strategies are added as they are vetted and integrated, and dropped when the product behind them retires or fails the risk framework. Solo staking, liquid staking tokens held on their own and centralised exchange products are outside it. The inclusion rules are on the methodology page.
Every rate here is the APY of a Harvest vault built on the named protocol, after Harvest's fee on harvested yield, which as of October 24, 2026 was 10% on Base and Arbitrum and 15% on Ethereum mainnet, so it can differ from the rate in that protocol's own app.
Autopilot is Harvest’s own allocator, which moves ETH between lending venues as their rates change. Liquid staking tokens such as stETH and rETH are not ranked here.
Data reflected on this page is an aggregation of historical data and sorted by 24-hour APY, highest first, and is not a promise of continued performance or guaranteed results.