USDC Base USDC Lending Optimizer
About USDC Base USDC Lending Optimizer
USDC Base USDC Lending Optimizer is an autocompounder on Base with USDC as its underlying token, in which the yield is distributed. It earns yield from its underlying lending venue and automatically converts any claimed rewards into more USDC, removing the manual claim and conversion steps a user would otherwise need to perform on their own.
Yield earned by the strategy is added back to the vault on a recurring basis. Autocompounding events run when economically feasible, anywhere from hourly to several days apart, with gas costs socialised across all holders rather than borne by each user individually.
Live since July 2026. Currently indexed at $10 TVL, with a 7.83% 24-hour APY.
Performance Overview
Historical indexer data. Past onchain performance is not a predictive forecast.
Market benchmarking
USDC 40 Acres
Base11.24%$1.9M#2USDC LendBase9.70%$15KUSDC Base USDC Lending OptimizerYou are hereBase7.83%$10USDC Gauntlet
HyperEVM7.69%$5#5USDC FelixHyperEVM7.64%$5Among the 54 USDC strategies we currently monitor, this product ranks #3. Its 7.83% yield runs 25.0% higher than the cohort average of 6.26%. On a $1,000 position, that's ~$1.30 per month higher than the cohort average. This product sits in the top quarter of the cohort by APY. It currently holds $10 in TVL, ranking #51 of 54 by TVL.
Ecosystem context
On Base, this product's yield runs 24.1% higher than the network average across the USDC strategies we monitor. By APY it ranks #3 of 23 in that set. Yields on Base for USDC have averaged 6.31% in our index.
USDC on Base#3 of 23See all 23 USDC strategies on BaseBy TVL, this product ranks #23 of 23 USDC strategies on Base in our index.
Strategy stability
Based on APY volatility over the last 30 days. Higher scores indicate steadier yields.
Insufficient APY history to score stability for this strategy yet. At least 5 daily observations in the last 30 days are required.
This strategy currently holds $10, below our $50K liquidity mark. Thin liquidity can mean higher slippage on entry and exit, and the headline yield can be skewed by a small number of holders.
Historical Data
| Date | APY |
|---|---|
| Jul 29, 2026 | 0.00% |
Strategy details
Frequently Asked Questions
What's the current APY for USDC Base USDC Lending Optimizer?
USDC Base USDC Lending Optimizer is showing a 24-hour APY of 7.83%, with a 30-day average of -. Rates are variable and move with market conditions, liquidity, and the underlying protocol's incentives. The figures reflect the realised yield over the trailing window; they are not a forward guarantee.
How does the autocompounding work?
The strategy holds positions in its underlying lending venue and the yield that accrues is added back to the vault on a recurring basis, increasing the value of each holder's share. The process repeats automatically; holders are not required to claim or add anything back themselves. Autocompounding events run when economically feasible, anywhere from hourly to several days apart, with gas costs socialised across all holders.
Can I withdraw at any time?
There are no withdrawal periods or lockups. If the underlying strategy holds enough liquidity to satisfy the request, exits are instant. During periods of liquidity stress in the underlying venue, withdrawal capacity can be limited until liquidity returns. See the risk page for details on how this works.
Where does the yield come from?
Yield is sourced from its underlying lending venue. The income stream is interest paid by the underlying market, added back to the vault on a recurring basis. The rate moves with the underlying venue's utilisation.
How stable has the APY been?
There isn't yet enough 30-day APY history to score stability for this vault. The Strategy stability section above will populate once a meaningful window of records is available.
How much is currently in the vault?
The vault currently holds $10 in TVL. The Historical statistics section above shows how this compares to the vault's 30-day range and lifetime peak.
What are the risks?
Like any onchain yield strategy, this vault is exposed to smart contract risk in both the Harvest contracts and its underlying lending venue, market risk in the underlying venue it routes to, and protocol-specific risks of the assets it interacts with. Harvest's core vault infrastructure was audited by Halborn in January 2025. Audits reduce but do not eliminate risk.
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Harvest is an onchain yield index. Performance data reflects historical onchain activity and is not a forecast. See the methodology, risk framework, terms, and disclosures for details on how data is calculated and the risks associated with onchain yield strategies.