USDC Bitcoin Dollar USDC
About USDC Bitcoin Dollar USDC
USDC Bitcoin Dollar USDC is an autocompounder on Ethereum with USDC as its underlying token, in which the yield is distributed. It earns yield from its underlying lending venue and automatically converts any claimed rewards into more USDC, removing the manual claim and conversion steps a user would otherwise need to perform on their own.
Yield earned by the strategy is added back to the vault on a recurring basis. Autocompounding events run when economically feasible, anywhere from hourly to several days apart, with gas costs socialised across all holders rather than borne by each user individually.
Live since September 2026. Currently indexed at $25K TVL across 9 holders, with a 10.22% 24-hour APY and 15.82% since launch.
Performance Overview
Historical indexer data. Past onchain performance is not a predictive forecast.
Market benchmarking
USDC 40 Acres
Base32.91%$1.8M#2USDC Aave
Ethereum13.51%$52USDC Bitcoin Dollar USDCYou are hereEthereum10.22%$25KUSDC LendBase10.18%$66K#5USDC Pendle Ecosystem V2Ethereum8.48%$1.2MAmong the 55 USDC strategies we currently monitor, this product ranks #3. Its 10.22% yield runs 4.0% higher than the cohort average of 9.82%. On a $1,000 position, that's ~$0.33 per month higher than the cohort average. This product sits in the top quarter of the cohort by APY. It currently holds $25K in TVL, ranking #9 of 55 by TVL.
Ecosystem context
On Ethereum, this product's yield runs 20.5% higher than the network average across the USDC strategies we monitor. By APY it ranks #2 of 17 in that set. Yields on Ethereum for USDC have averaged 8.48% in our index.
USDC on Ethereum#2 of 17See all 17 USDC strategies on EthereumBy TVL, this product ranks #2 of 17 USDC strategies on Ethereum in our index.
Yield trajectory
Historical indexer data. Past onchain performance is not a predictive forecast.
Strategy stability
Based on APY volatility since launch. Higher scores indicate steadier yields.
USDCThis strategy currently holds $25K, below our $50K liquidity mark. Thin liquidity can mean higher slippage on entry and exit, and the headline yield can be skewed by a small number of holders.
Historical statistics
Total value locked currently sits at $25K, up from <$1 at the start of tracking. The vault has been live for 25 days.
APY
| 25D Low | 0.00% |
|---|---|
| 25D High | 62.22% |
| 25D Average | 15.82% |
| Lifetime avg (25d) | 15.82% |
| Median APY | 6.22% |
| Best day | 62.22% · Sep 18 |
| Worst day | 0.00% · Sep 10 |
| Volatility | ±23.04% |
| APY range | 62.22pp |
TVL
| 25D Low | <$1 |
|---|---|
| 25D High | $25K |
| 25D Average | $16K |
| Lifetime avg (25d) | $16K |
| Median TVL | $25K |
| Best day | $25K · Oct 4 |
| Worst day | <$1 · Sep 10 |
| Current TVL | $25K |
| Largest daily change | $20K |
Historical Data
| Date | APY |
|---|---|
| Oct 5, 2026 | 10.27% |
| Oct 4, 2026 | 10.27% |
| Oct 3, 2026 | 11.01% |
| Oct 2, 2026 | 11.01% |
| Oct 1, 2026 | 11.01% |
| Sep 30, 2026 | 11.01% |
| Sep 29, 2026 | 11.01% |
Strategy details
Frequently Asked Questions
What's the current APY for USDC Bitcoin Dollar USDC?
USDC Bitcoin Dollar USDC is showing a 24-hour APY of 10.22%, with an average of 15.82% since launch. Rates are variable and move with market conditions, liquidity, and the underlying protocol's incentives. The figures reflect the realised yield over the trailing window; they are not a forward guarantee.
How does the autocompounding work?
The strategy holds positions in its underlying lending venue and the yield that accrues is added back to the vault on a recurring basis, increasing the value of each holder's share. The process repeats automatically; holders are not required to claim or add anything back themselves. Autocompounding events run when economically feasible, anywhere from hourly to several days apart, with gas costs socialised across all holders.
Can I withdraw at any time?
There are no withdrawal periods or lockups. If the underlying strategy holds enough liquidity to satisfy the request, exits are instant. During periods of liquidity stress in the underlying venue, withdrawal capacity can be limited until liquidity returns. See the risk page for details on how this works.
Where does the yield come from?
Yield is sourced from its underlying lending venue. The income stream is interest paid by the underlying market, added back to the vault on a recurring basis. The rate moves with the underlying venue's utilisation.
How stable has the APY been?
Since launch, this vault's APY has ranged from 0.00% to 62.22%, averaging 15.82%, with measured volatility of ±23.04%. The Strategy stability section above shows where this falls on the scale from very volatile to very consistent.
How much is currently in the vault?
The vault currently holds $25K in TVL across 9 holders. The Historical statistics section above shows how this compares to the vault's range since launch and lifetime peak.
What are the risks?
Like any onchain yield strategy, this vault is exposed to smart contract risk in both the Harvest contracts and its underlying lending venue, market risk in the underlying venue it routes to, and protocol-specific risks of the assets it interacts with. Harvest's core vault infrastructure was audited by Halborn in January 2025. Audits reduce but do not eliminate risk.
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Harvest is an onchain yield index. Performance data reflects historical onchain activity and is not a forecast. See the methodology, risk framework, terms, and disclosures for details on how data is calculated and the risks associated with onchain yield strategies.