USDC Bitcoin Dollar USDC
About USDC Bitcoin Dollar USDC
USDC Bitcoin Dollar USDC is an autocompounder on Ethereum with USDC as its underlying token, in which the yield is distributed. It earns yield from its underlying lending venue and automatically converts any claimed rewards into more USDC, removing the manual claim and conversion steps a user would otherwise need to perform on their own.
Yield earned by the strategy is added back to the vault on a recurring basis. Autocompounding events run when economically feasible, anywhere from hourly to several days apart, with gas costs socialised across all holders rather than borne by each user individually.
Live since September 2026. Currently indexed at $25K TVL across 9 holders, with a 12.03% 24-hour APY and 11.32% across the trailing 30 days.
Performance Overview
Historical indexer data. Past onchain performance is not a predictive forecast.
Market benchmarking
USDC Api3 dCOMP V2
Ethereum113.02%$60K#2USDC 40 Acres
Base22.55%$1.7MUSDC Bitcoin Dollar USDCYou are hereEthereum12.03%$25KUSDC Compound
Polygon11.59%$1K#5USDC Euler BaseBase7.57%$10Among the 55 USDC strategies we currently monitor, this product ranks #3. Its 12.03% yield runs 47.8% lower than the cohort average of 23.04%. On a $1,000 position, that's ~$9.18 per month lower than the cohort average. This product sits in the top quarter of the cohort by APY. It currently holds $25K in TVL, ranking #12 of 55 by TVL.
Ecosystem context
On Ethereum, this product's yield runs 79.8% lower than the network average across the USDC strategies we monitor. By APY it ranks #2 of 16 in that set. Yields on Ethereum for USDC have averaged 59.48% in our index.
USDC on Ethereum#2 of 16See all 16 USDC strategies on EthereumBy TVL, this product ranks #4 of 16 USDC strategies on Ethereum in our index.
Yield trajectory
Historical indexer data. Past onchain performance is not a predictive forecast.
Strategy stability
Based on APY volatility over the last 30 days. Higher scores indicate steadier yields.
USDCThis strategy currently holds $25K, below our $50K liquidity mark. Thin liquidity can mean higher slippage on entry and exit, and the headline yield can be skewed by a small number of holders.
Long-term performance
- Share price has grown 1.10% over 54 days, from 1.0000 to 1.0110.
Historical statistics
Total value locked currently sits at $25K, up from <$1 at the start of tracking. The vault has been live for 54 days.
APY
| 30D Low | 4.89% |
|---|---|
| 30D High | 23.01% |
| 30D Average | 11.32% |
| Lifetime avg (54d) | 13.49% |
| Median APY | 8.98% |
| Best day | 23.01% · Oct 10 |
| Worst day | 4.89% · Oct 29 |
| Volatility | ±6.00% |
| APY range | 18.12pp |
TVL
| 30D Low | $25K |
|---|---|
| 30D High | $26K |
| 30D Average | $25K |
| Lifetime avg (54d) | $21K |
| Median TVL | $25K |
| Best day | $26K · Oct 10 |
| Worst day | $25K · Oct 4 |
| Current TVL | $25K |
| Largest daily change | $311 |
Historical Data
Download CSV| Date | APY |
|---|---|
| Nov 3, 2026 | 18.80% |
| Nov 2, 2026 | 4.89% |
| Nov 1, 2026 | 4.89% |
| Oct 31, 2026 | 4.89% |
| Oct 30, 2026 | 4.89% |
| Oct 29, 2026 | 4.89% |
| Oct 28, 2026 | 8.98% |
Strategy details
Frequently Asked Questions
What's the current APY for USDC Bitcoin Dollar USDC?
USDC Bitcoin Dollar USDC is showing a 24-hour APY of 12.03%, with a 30-day average of 11.32%. Rates are variable and move with market conditions, liquidity, and the underlying protocol's incentives. The figures reflect the realised yield over the trailing window; they are not a forward guarantee.
How does the autocompounding work?
The strategy holds positions in its underlying lending venue and the yield that accrues is added back to the vault on a recurring basis, increasing the value of each holder's share. The process repeats automatically; holders are not required to claim or add anything back themselves. Autocompounding events run when economically feasible, anywhere from hourly to several days apart, with gas costs socialised across all holders.
Can I withdraw at any time?
There are no withdrawal periods or lockups. If the underlying strategy holds enough liquidity to satisfy the request, exits are instant. During periods of liquidity stress in the underlying venue, withdrawal capacity can be limited until liquidity returns. See the risk page for details on how this works.
Where does the yield come from?
Yield is sourced from its underlying lending venue. The income stream is interest paid by the underlying market, added back to the vault on a recurring basis. The rate moves with the underlying venue's utilisation.
How stable has the APY been?
Over the last 30 days, this vault's APY has ranged from 4.89% to 23.01%, averaging 11.32%, with measured volatility of ±6.00%. The Strategy stability section above shows where this falls on the scale from very volatile to very consistent.
How much is currently in the vault?
The vault currently holds $25K in TVL across 9 holders. The Historical statistics section above shows how this compares to the vault's 30-day range and lifetime peak.
What are the risks?
Like any onchain yield strategy, this vault is exposed to smart contract risk in both the Harvest contracts and its underlying lending venue, market risk in the underlying venue it routes to, and protocol-specific risks of the assets it interacts with. Harvest's core vault infrastructure was audited by Halborn in January 2025. Audits reduce but do not eliminate risk.
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Harvest is an onchain yield index. Performance data reflects historical onchain activity and is not a forecast. See the methodology, risk framework, terms, and disclosures for details on how data is calculated and the risks associated with onchain yield strategies.